Exploring the relationships among fintech, financial inclusion, and the growth and development of manufacturing small and medium enterprises in India by employing a quantitative approach and utilising partial least squares–structural equation modelling, the data from 366 manufacturing SME owners in India were analysed. The findings reveal that fintech significantly enhances financial inclusion, which, in turn, supports the growth and development of SMEs. The authors would like to thank the editor and reviewers for taking the time and effort necessary to review the manuscript. They sincerely appreciate all valuable comments...